Catastrophic insurance is particularly beneficial for: - Young Adults: Typically, individuals under 30 are healthier and may not require frequent medical attention. However, they benefit from protection against unexpected, high-cost medical emergencies. - People with Low Income: Those who cannot afford high monthly premiums but still want to be safeguarded against major health crises can benefit from catastrophic insurance. - Individuals Without Chronic Conditions: Those who do not need regular medical care but want coverage for potential catastrophic events.